Skip to main content

Personal Accident Insurance


Insurance Institute for Asia and the Pacific, Inc
Enrollment is Closed

Course Overview

This course intends to make the important concepts related to Personal Accident Insurance simplified and understandable by everyone, with or without a background of it. Any type of accident, even the simple ones, that may happen to a person can be covered under Personal Accident Insurance. However, it is important to know if an occurrence is an accident or not before claiming the proceeds of the said policy. An in-depth understanding of the coverage, exclusions, and benefits of Personal Accident Insurance is essential not only for those who are interested but to anyone for future use.

What You Will Learn

Upon completion of this course, the learners are expected to show understanding of the advantages of securing a personal accident insurance.

Course Instructor

Course Staff Image #1

Madi Tablante

Subject Matter Expert

Course Content

Module 1

8 Videos | 3 Activities

8 Videos

  • Welcome to the course!
  • The Origin of Personal Accident Insurance
  • Workmen's Compensation
  • Definition of Accident
  • Definition of Personal Accident Insurance
  • Types of Losses Covered
  • Reasons for Availing a Personal Accident Insurance (Part 1)
  • Reasons for Availing a Personal Accident Insurance (Part 2)

3 Activities

  • Recall Activities

Module 2

6 Videos | 2 Activities

6 Videos

  • Elements of the Contract
  • Applicable Principles of Insurance
  • Common Coverages
  • Sample Scenarios
  • Extent of Cover
  • Major Exclusions

2 Activities

  • Recall Activities

Module 3

7 Videos | 4 Activities

7 Videos

  • Underwriting Guidelines (Part 1)
  • Underwriting Guidelines (Part 2)
  • Occupational Classification
  • Computing for the Applicable Premium
  • Various Accident Insurance Products (Part 1)
  • Various Accident Insurance Products (Part 2)
  • Key Takeaways

4 Activities

  • Recall Activities
  • Final Exam
  1. Course Number

    BNL102
  2. Classes Start

    TBA
  3. Estimated Effort

    1-3 hours/week
  4. Price

    Free